10-K It is the company annual report required by Securities Exchange Commission, which needs to be filed within 3 months of the end of fiscal year. It gives a comprehensive view of the company’s business performance. … [Read more...]
Futures Terminology
Filed Under: Advance Investing by
Table of Contents Chapter 1: What is Futures Trading Chapter 2: How Futures Trading Works Chapter 3: Futures Terminology Chapter 4: Importance of Futures Market Chapter 5: Limitations on Futures Trading Chapter 6: Factors Affecting Futures Chapter 7: Who Should Use Futures … [Read more...]
Homebuilders Lose Confidence and Economic Recovery Slows
The National Association of Home Builders stated that their reader base of builders sank to a new low of 14 since March of 2009. Anything below 50 signifies a negative sentiment about the housing market. The number of foreclosed and short sale homes are a driving factor in this … [Read more...]
Top 10 Stock Exchanges of the World
Filed Under: Finance by
Stock markets are marketplaces where new shares are issued and traded, so that business entities can fund their operations. Shareholders and companies benefit from presence of profitable stock markets in their country. US is one such country that enjoys the existence of high turnover … [Read more...]
9 Tax Tips for the New Business Owners Tanning Service Tax
Filed Under: Taxes by
As most of the tanning business owners know by now you will have to incur a new tax starting on July 1, 2010 thanks to the Affordable Care Act. Below are 9 tips on the tanning excise tax that you will have to collect. 1. If your tanning business uses ultraviolet bulbs you have to … [Read more...]
Growing Your Wealth with Investments
Filed Under: Financial Planning by
Table of Contents Chapter 1: Growing Your Wealth with Investments Chapter 2: Learn How To Invest Chapter 3: Cash Investments Chapter 4: Investing in Stocks Chapter 5: Investing In Bonds Chapter 6: Investing in Real Estate Chapter 7: Investing in Mutual Funds Benefits of … [Read more...]
12b-1 Funds
Filed Under: # by
12b-1 Funds These are mutual funds that levy no back end or upfront commission. To cover the costs of marketing and selling, they instead keep up to 1.25% of daily assets of the funds every year. This arrangement is valid according to SEC regulations. … [Read more...]
12B-1 Fees
Filed Under: # by
12B-1 Fees The mutual fund assets’ percentage used to bear the distribution and marketing expenses. This free is generally mentioned in the fund’s sales statement or prospectus. There are some true ‘no load’ funds, which do not have either 12B-1 fees or a sales charge. … [Read more...]
Countrywide Sued for Discrimination Against Latinos and African Americans
Good job Countrywide as if you didn't contribute enough to the mortgage crisis now you add fuel to the fire. Lisa Madigan the Illinois Attorney General is suing Countrywide for discrimination against African Americans and Latinos. Madigan claims that Countrywide (who is now owned … [Read more...]
Spectail
Filed Under: s by
Spectail A securities dealer who is more focused on funding and getting his/her own speculative positions and also engages in retail on the side. Random Finance Terms for the Letter S Soft Dollars Sole Proprietorship Sovereign Risk Span Special Dividend Special … [Read more...]
EAD- Exposure at Default
Filed Under: e by
EAD- Exposure at Default The total exposure a bank faces at default. Every underlying exposure is assigned an EAD value within a bank's internal system. Using the IRB method, banks determine their EAD systems using their own default models for risk management. … [Read more...]
Subperiod Return
Filed Under: s by
Subperiod Return An investment/portfolio return over a time period that is shorter than evaluation period set by the money manager. Random Finance Terms for the Letter S Structured Portfolio Strategy Structured Settlement Subject Subject to Opinion Subjective … [Read more...]
APY- Annual Percentage Yield
Filed Under: a by
APY- Annual Percentage Yield Effective annual return rate, when compounding effect is accounted for. Calculated as one plus the periodic return rate and raising it to total number of periods over the year. … [Read more...]
Negative Pledge Clause
Filed Under: n by
Negative Pledge Clause Stipulation or covenant in a bond requiring borrower or issuer to give lenders a claim or lien that equals what is offered to current unsecured lenders in future. … [Read more...]
Derivative Markets
Filed Under: d by
Derivative Markets Marketplace where derivative instruments are traded. … [Read more...]
Term Insurance
Filed Under: t by
Term Insurance No cash value is built through investments and offers only death benefit. Random Finance Terms for the Letter T Term Bonds Tenor Term Fed Funds Term Life Insurance Term Loan Term Insurance Term Repo Term Structure of Interest Rates Term to … [Read more...]
Performance Shares
Filed Under: p by
Performance Shares Proportion of stock disbursed to managers as a reward for performance. Performance is measured in terms of earnings per share and other parameters. Helps motivate management to actively work towards the goal of shareholders in improving business. … [Read more...]
Settlement Rate
Filed Under: s by
Settlement Rate A FASB 87 suggested rate to discount a pension plan’s obligations. Pension benefits can be settled off at this rate in the case of termination of pension obligation. Random Finance Terms for the Letter S Settlement Rate Settlement Risk Seykota … [Read more...]
Leading Economic Indicators
Filed Under: l by
Leading Economic Indicators Data pertaining to or signifying economic factors, that rise or fall before the rest of the economy follows suit. … [Read more...]
