Ally Bank is offering 0.74% APY opposed to an average of 0.20% APY for 6-months CDs. However, there are no minimum deposit requirements for all the CDs offered by the bank.
For 3-month CDs, Ally Bank is offering 0.44% APY compared to an average rate of 0.14%. For 12-month CDs, it is offering an APY of 1.02%, while the average market rate is 0.31%.
