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Doral Direct Paying 0.930% APY on 9-Month CDs
Doral Direct, offers 0.930% APY on 9-month term certificates of deposit for a minimum deposit amount of $500. The interest is compounded on a daily basis. OneWest Bank offers 0.750% APY while AloStar Bank of Commerce is offering 0.700% APY on 9 month CDs for a minimum deposit of … ...[More]
How Forex Trading Works
Table of Contents Chapter 1: What is Forex Trading Chapter 2: History of Money and Origins of Forex Trading Chapter 3: Forex Trading Terminology Chapter 4: Important Aspects of Forex Trading Chapter 5: Players in The Forex Market Chapter 6: Factors that Affect the Forex … ...[More]
The Relationship Between ETFs and Their Assets
One of the more exciting innovations in the financial markets has been the Exchange Traded Fund. By acting as a publically traded fund without redemption, ETFs have given investors access to extremely cost effective diversification, indexing, and even analytical expertise. This allows … ...[More]
Different Types of Bankruptcy and How to File for Bankruptcy
Economic downturn results in losses for many business, pay cuts for most workers and a general reduction in purchasing power among the public. The recession from 2008 until the end of 2009, which left the global economy reeling, was potent enough to cause many businesses to go … ...[More]
Why the Decline of the Euro Currency is Worse Than You Think
Over the last few months we’ve seen a significant decline in the decline of the Euro against other global currencies. Even compared to some of the more volatile currencies, the Euro is considered to have underperformed on all fronts. However, as 2012 begins to shows indications that … ...[More]
Top 10 Lowest Paying Jobs
In several nations across the world including the United States, the people who are employed in customer service oriented jobs, are among the lowest paid workers. Experts reveal that this is possibly due to the fact that the job itself often requires little or no skill at all, and … ...[More]
ADR | American Depository Receipts
ADRs are American Depository Receipts, an investment option open to interested buyers in the US who want to become stakeholders in a foreign company. A bank or brokerage may issue an ADR in the US representing shares in the overseas company. An ADR may represent a fraction, one, or … ...[More]
Understanding Economies of Scale: Brokerage Commissions
The other day I received a question at work about how it is that a mutual fund or ETF can provide an investor with scale in an investing portfolio. The asking party was mainly curious about how it is that the diversification benefits of a fund can outweigh the liquidity that an … ...[More]
Who Regulates Financial Advisory in the USA?
Financial planners and advisors seem to spring up frequently these days, all claiming to be the best qualified to handle our personal savings and investments. While many of these professionals do indeed have the skills necessary to guide us towards our financial goals, it can still be … ...[More]
Part 3 Practical Mutual Funds: Finding Equity Value
Over first and second articles discussing how to implement Mutual Funds, we’ve gone into detail about the obvious rewards, and lesser-known risks associated with fund investment. With these valuable tools under control, I’m now going to share with you some professional tips on how … ...[More]
How to Combine Asset and Industry Classes into a Portfolio to Minimizes Risk
Having dug into the basics of how it is that we can make sure that we diversifying our investment base throughout a given industry sector to minimize our exposure to unsystemic risks, we can now start combining our positions in these sectors to come up with a full investment portfolio … ...[More]
Risks Associated With Investing In Bonds
Chapter 1: Investing In Bonds Chapter 2: Risks Associated With Investing In Bonds Chapter 3: Where To Invest In Bonds Although most of the bonds in the market are not high-risk, it is quite possible to lose the money invested in them. The returns on bonds may be fixed, but cannot … ...[More]
Save Big Money by Shopping for Hot Deals Online
For the last several years I have shopped exclusively online for everything except food. I do this for two reasons number one being convenience and number two the huge cost savings I get. For those familiar with Bing Cash Back you know how great this program is but it's … ...[More]
Evaluation of Vanguard World Funds & Consumer Staples Mutual Funds
If you haven’t been following along regularly, this is going to be a post that evaluates a series of Mutual Funds based on a selection of information that is compiled in the previous post. You don’t need to open a window to keep up with everything that’s going on, but you can if … ...[More]
Doomsday Scenario The Risk of Economic Evaporation
During the Mortgage Crisis, the Federal Reserve had to issue more than $700B worth of ‘stimulus’ funds towards saving the economy from economic ruin. Ignoring the ongoing debate about how effectively those funds were actually applied, I raise this example to illustrate how it is … ...[More]
Bank Account Facts
Chapter 1: Where To Open Bank Accounts Chapter 2: Which Type of Bank Account Should You Open Chapter 3: Bank Account Interest Rates Chapter 4: Bank Account Charges and Fees Chapter 5: Online Banking Chapter 6: Bank Account Facts Bank Account Facts Whether you choose a … ...[More]
Part 1 Practical Mutual Funds: How to Gain For Smart Investors
As a personal investor, your mutual funds are your life-blood. Their ability to place a smaller retail client in a favourable buying position, combined with the benefits of professional management out-weigh any other asset class in your portfolio. Be they income producing or … ...[More]
Staying Committed to Your Budget
Chapter 1: How to Make a Budget and Stick to It Chapter 2: Creating Personal Budget Goals Chapter 3: Assessing Your Current Financial Situation Chapter 4: Identifying Budget Focus Areas Chapter 5: Staying Committed to Your Budget Chapter 6: Budget Software Commitment is key to … ...[More]
Long Call Market Neutral Positioning
In the last article, I discussed a simple strategy for hedging out macroeconomic risks in a particularly turbulent market. However, the market neutral equity strategy described has a very serious risk implication on its own. Specifically, a market neutral equity strategy requires a … ...[More]
Limitations on Futures Trading
Table of Contents Chapter 1: What is Futures Trading Chapter 2: How Futures Trading Works Chapter 3: Futures Terminology Chapter 4: Importance of Futures Market Chapter 5: Limitations on Futures Trading Chapter 6: Factors Affecting Futures Chapter 7: Who Should Use Futures … ...[More]
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