High-Yield Investment Program – HYIP Love Machine 12 years ago High-Yield Investment Program – HYIPInvestment fraud where extraordinarily high returns, for example over 100% returns, are promised on investment. These are Ponzi schemes, where the initiators aim to siphon off the money invested.Recommended for you:High-Yield BondSouthern Bank 5% High Yield Checking Account4.75% APY High Yield Checking in North Carolina at Randolph Bank0.90% APY on High-Yield Savings Account at American Express Bank