Heartland Bank Direct, is offering 0.70% APY on Performance Savings account with $500 minimum opening balance requirement. There is no mandatory minimum balance required to earn the specified APY rate. The bank does not charge additional monthly fees for holding the account.
This account does not come with check writing service. However, you can link this account with existing checking accounts. There is no need to stand in line at the bank for funds transfer since you can opt for online banking services. You can also use electronic payments and debit card to withdraw money.