Heartland Bank Direct, is offering 0.70% APY on high-yield online savings account with a very low opening balance of $500. The bank does not charge a monthly maintenance fee and also does not require a minimum balance to enjoy the high-interest benefits.
It is extremely easy to fund your online savings account at Heartland Bank Direct by linking your existing checking accounts. You can transfer funds electronically from or to your other bank accounts. The deposits are FDIC insured to protect your savings and the extra earnings.