The best rate being offered nationally on 3 month CDs is 0.91% APY, by Goldwater Bank. You will have to make a deposit of at least $5,000 to qualify for the yield.
The rate is above the average rate – 0.16% APY – being paid nationally. A few other deals that the bank is offering are on 36 and 12 month CDs. On 36 month CDs, you can get 1.60% AP and on 12 months, 1.14% APY.
