Goldwater Bank Paying 0.91% APY on 3 Month CDs

Goldwater Bank’s rate on 3 month CDs is the best being offered nationally.

You can earn 0.91% APY on the certificates of deposit if you have a deposit of at least $5,000.

The next best rate on CDs for this term is from Hudson City Savings. It is paying 0.75% APY on a minimum deposit of $500 for those living in Connecticut, New York and New Jersey; and $5,000 for those residing elsewhere.