Avoid Facebook if You’re Going Through a Divorce!

personal finance

I just read a very interesting article about social media that got me thinking. If you are going through a divorce avoid social media contact at all costs or it will end up biting you in the wallet! Social media websites such as Facebook, Myspace and Twitter are the gold at the end … [Read more...]

Keeping Track of Selling Structured Settlement Payments

personal finance

"I have no idea what structured settlement payments I have left."  "There’s no way I have already sold those payments." Those of us that have been in the cash flow business for any length of time have heard these comments all too many times.  A potential client will call … [Read more...]

Stop Payments, Stop ETF, and Trace Check

personal finance

Working for a financial institution, I’ve been able to see the benefits of online banking from a first-hand perspective. By cutting the costs associated with retail transactions in more than half, online banking provides some amazing opportunities for expanding the kinds of services … [Read more...]

Housing Market Heading Up but Who is Buying?

personal finance

OK maybe the title is a little misleading in the sense that the housing market has seem to steady out more than head up.  The title should read "Foreign Investors Jumping in the US Housing Market". The National Association of Realtors reports that non U.S investors have purchased … [Read more...]

Paying Off Debt Fast or Slow Which is Best?

personal finance

The question of paying off debt fast or slow is a no brainer for me personally. Financially speaking it's the obvious best answer because the faster you pay off your debt the less interest you're going to pay. I guess the flip side to this would be paying your debt off slower … [Read more...]

Are You Being Charged Twice at the ATM?

personal finance

We’ve all seen the message before: “An additional service fee of $2 will be charged in order to process this transaction. Do you still want to continue with your withdraw?” It’s annoying, but who cares about a measly $2 when the machine is so convenient! If only that were the … [Read more...]

Blogging as a Business Part 1: Can it Be Done?

personal finance

This is my first post on PFhub so please allow me to give a brief introduction about myself. My name is Daniel Stone and I have been a full time blogger and Internet marketer for 7 years. Don't let the allure of working at home make you think blogging or being a webmaster is a walk in … [Read more...]

Understanding Credit Card Rate Structures

personal finance

I had lunch with my company’s manager of credit card sales today. He knows his products inside-out, and is always full of amazing tips for customers on how to take advantage of their credit-card features to get the most out of them. Needless to say, buying this man lunch always … [Read more...]

The Opposing Sides of Structured Settlement Annuity Payments

personal finance

In simple terms, a structured settlement is an annuity awarded to a plaintiff due to a personal injury lawsuit settlement. The goals of the buyer and the seller of structured settlement annuity payments are, for the most part, entirely opposed. But despite the contrast in the … [Read more...]

Cashier Gave Me to Much Change What Would You Do?

personal finance

This past week I was checking out at Target and the cashier gave me an extra 100.00 dollars in the form of a 100.00 dollar bill. I didn't realize this happened until the next day when I looked in my wallet and was trying to figure out where the 100.00 dollar bill came from. I came … [Read more...]

Protect Your Financial Documents In Case of a Disaster

personal finance

Many people many think they keep their financial records safe but how safe are they really? What would happen to your documents if a tornado hit, flooding or a fire? Keeping your important documents locked up in a desk is a good idea but not nearly safe enough. Below are four tips to … [Read more...]

Excessive Profit and The Moral Responsibility of Structured Settlement Companies

personal finance

Working with structured settlement companies spanning three decades, I have witnessed a lot over the years both good and bad. One of the questions I often struggle with is how to define an excessive profit in a structured settlement transaction. I often reflect on the role … [Read more...]

Save Big Money by Shopping for Hot Deals Online

personal finance

For the last several years I have shopped exclusively online for everything except food. I do this for two reasons number one being convenience and number two the huge cost savings I get. For those familiar with Bing Cash Back you know how great this program is but it's … [Read more...]

David Harvey Gives His Marxist View on the Financial Crisis

personal finance

This is something I went back and forth on posting for a while now. A video by David Harvey who is a self proclaimed Marxist. While many of you may not agree with his point of view it is a and interesting video. So the video was created by the Royal Society which is a British … [Read more...]