Ever Bank , Jacksonville, Fla , is offering 0.66% APY on CDs for the 3month term with $1,500 minimum deposit.
This barely edges out former leader, E-Loan, which is the subsidiary of Banco Popular North America, which continues to offer 0.65% APY with a $10,000 minimum deposit. The next highest rate decreases down all the way to 0.50% APY, and is provided by KeySource Commercial Bank and Virtual Bank. AloStar Bank of Commerce, OneWest Bank and MetLife pay 0.45% APY. Ally Bank, which is an online bank based in Charlotte, N.C., requires no minimum deposit and pays 0.44% APY.
